Your Digital Account

ONLINE: After you’ve completed your initial enrollment, logging in is simple. Visit BWBMN.com, click the “LOGIN” button in the upper right corner, and select “E-BANKING” to access your accounts anytime.

MOBILE: Download the Bridgewater Bank mobile app to check balances, move money, deposit checks, and manage cards—anytime. Use the same username and password you set during enrollment.

Will I see my FMCB accounts and history right away?
Once you enroll, your Bridgewater digital banking profile will include your active accounts and transaction history. Any statements or check images processed June 2, 2025 - September 5, 2025 will populate after the final data load is complete in November 2025.

Do I need to re-set up Bill Pay and other features?
Yes. Services like Bill Pay, account alerts, recurring transfers, and card controls need to be set up again in your new Bridgewater profile.

Can I transfer money between my accounts?
Yes. Internal transfers between Bridgewater accounts are available once you’ve enrolled. If you use external transfers or cross-account transfers, you’ll need to re-establish those connections.

Will I still have Zelle®?
Yes. Zelle® is offered through your digital banking account with Bridgewater. However, your former Zelle® account from First Minnetonka City Bank did not migrate. You will need to re-enroll. More information on Zelle® can be found here.

What version of my phone’s OS is required for the mobile app?
The app supports most modern iOS and Android operating systems. We recommend using the latest version available for the best experience.

How do I know my information is secure?
Bridgewater’s digital banking uses multi-layered security, including multifactor authentication, to help keep your information safe. Always enroll and log in only through BWBMN.com or the official Bridgewater mobile app.